Other Credit Union Service Fees

Fees Effective: January 22, 2008*

*Fees are subject to change without notice, after this date.

Account Fees
Free	Share Draft Checking
$27.00	Protection Plus
$27.00	Overdraft fee
$27.00	NSF/uncollected checks returned to the Credit Union. NSF for ACH automatic debits
$27.00	Charge backs
$25.00	Single check stop payment charge.
$30.00	Stop payment on a consecutive range of checks.
$25.00	Account Closed - prior to 90 days
$5.00	Retrieval or photocopy of paid checks/deposits
Free	Retrieval or photocopy of paid checks through Homebanking
Free	Notary services for members
$5.00	Reprint Account Subledgers per statement cycle
Free	Reprint statement or account transactions from Homebanking
$30.00	Account research (1 hour minimum)
$15.00	Early withdrawal from Christmas Club Account
$12.00	ACH Origination non refundable annual fee per monthly item
$25.00	Revocation of EFTIs (Electronic Funds Transfer Items)
$20.00	Manual clearing of draft or EFTI
$15.00	Excess withdrawal fee on Yield Plus Money Market Savings account
$15.00	Excess withdrawal fee on Yield Plus Money Market Checking account

Wire Fees
$5.00	Wire transfers incoming and outgoing from credit union to credit union
$25.00	Wire Transfer within the USA
$40.00	International Wire Transfer
$25.00	Western Union Wire Transfer

Member Service Fees
$2.00	Money Order
$3.00	Counter checks payable to third party
$4.00	Certified Check
$10.00 ea	International Checks (sent for collection)
$15.00	International Drafts

VISA TravelMoney Card
$10.00	1st card, up to 2 additional cards for $2.00 each (includes initial load Minimum load $250.00.) No Charge for replacement card
$3.95	Reload fee, can be reloaded up to 3 times. Card life up to 24 months from date of production of card.
$2.50	ATM withdrawal fee (US ATMs)
$2.00	ATM withdrawal fee (other locations)
$10.00	Cash withdrawal at a Financial Institution
$ .50	ATM balance inquiry
$1.25	Monthly maintenance after 12 months if no activity (reload, withdrawal, etc)
$15.00	Overdraft fee
	7% Foreign Exchange margin on non-US$ transactions

Business Checking Account

$1000 average balance is required during the statement cycle, if the average balance falls below $1000 a $10.00 monthly fee will be assessed. The first 25 checks written are FREE. Number of checks written over 25 will be assessed a $0.25 per check charge. An unlimited number of checks may be deposited at no charge.

Non-profit Organizational Checking Accounts

$1000 average balance is required during the statement cycle, if the average balance falls below $1000 a $10.00 monthly fee will be assessed. No per check charge.

Card Service Fees
$15.00	ATM Card, VISA Debit and VISA Credit Card Replacement Fee
$5.00	PIN replacement
up to $50.00	Overnight shipping of replacement ATM, Debit, or Credit cards
$1.00	ATM withdrawal fee after first seven each month
Free	Over limit fee
$20.00	Credit Card late payment fee

Miscellaneous Fees
$25.00	Vehicle Title Filling in Colorado
$1.00	Fax per page -local
$2.00	Fax per page -long distance
$10.00	IRA yearly administration fee
$5.00	Return Mail Fee
$6.00	Bill Payer Fee
$25.00	Garnishment / Levy Processing Fee